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Mortgage Loan Glossary

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D

Debt consolidation mortgage loan

A type of mortgage loan that can consolidate your different bills for you into simple mortgage loan payments. A debt consolidation mortgage loan can take all your debts like credit card debts, car loans, bank loans etc., and change them into a mortgage loan.

Down payment

A down payment is a sum of money: a percentage of your property's purchase price that you can pay right away when you get a mortgage loan. For example, say you were getting a mortgage loan for real estate worth $100,000 and you decided to make a 5% down payment. That means you would make a payment of $5,000 right at the beginning of your mortgage loan. A down payment can help you get mortgage loan qualification because it gives your mortgage loan lender some security in their lending with you.

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