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Mortgage Loan Glossary

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F

First mortgage loan

A first mortgage loan is the mortgage that's "registered first" on your home, multi-residential or commercial real estate.

Fixed rate mortgage loan

A type of mortgage loan that has a rate that stays the same (or 'fixed') for your entire mortgage loan term. For example, say you got a rate of 4.75% when you first got your fixed rate mortgage loan. That rate of 4.75% won't change the whole time you have that mortgage loan - it'll always be 4.75%. The fixed rate mortgage loan is the opposite of the adjustable rate mortgage loan.

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