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Mortgage Loan Glossary

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High ratio mortgage loan

A high ratio mortgage loan is a type of mortgage loan that you can get when you make a down payment less than 25% of your real estate's value. So for example, if you were getting a mortgage loan for real estate with a value of $100,000, you would only have to make a down payment that's less than $25,000.

High risk mortgage loan investment

A high risk mortgage loan investment is an investment you make as a mortgage loan lender in a mortgage loan deal that isn't as secure as it could be. Different things can make your mortgage loan investment high risk. Your borrower's small down payment , non-verifiable income or low credit score can make your investment in their mortgage loan high risk. A high risk mortgage loan investment usually has a good chance at being a high yield mortgage loan investment.

High yield mortgage loan investment

A high yield mortgage loan investment is an investment you make as a mortgage loan lender in a mortgage loan deal that can make you a lot of money. Some of the ways you can make high yield mortgage loan investments as a mortgage loan lender is by investing in a borrower's high ratio mortgage loan, zero down mortgage loan, long term mortgage loan or in a borrower's innovative mortgage loan.

Home mortgage loan

Home mortgage loans are mortgage loans that you can get for your home real estate.

Home real estate

Home real estate is all types of small or large home and multi-residential real estate including (but not limited to) the following:

• Houses
• Townhouses
• Condos
• Penthouses
• Semis
• Duplexes, triplexes, fourplexes: and all the way up to 12 units